We are physically located in London, keeping direct contact with the FCA, understanding the legislation and the practical expectations of the regulator.
We know how to structure regulated businesses and open accounts for customer funds in banks and financial institutions across the globe.
We provide a turnkey solution including licensing, compliance-as-a-service support, safeguarding infrastructure and banking software.
Full support for FCA authorisation as a payment institution or e-money institution, from choosing the right route to managing the submission.
End-to-end support for FSMA cryptoasset authorisation, covering regulatory perimeter analysis, application preparation, and FCA follow-up.
FCA-compliant safeguarding infrastructure and audit readiness through Macrobank — automated daily reconciliations, oversight, and full audit preparation.
Purpose-built core banking and e-wallet platform designed to meet FCA operational and safeguarding requirements from day one.
We help fintechs open accounts for customer funds and operational purposes in banks and financial institutions across the UK and globally.
AML/CTF frameworks, compliance policies, regulatory gap analysis, and ongoing compliance-as-a-service support for regulated UK firms.
Over 40 software customers, mostly licensed financial institutions. More than 60 active consulting projects, 5 offices, and 50 team members.
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Advapay UK is a subsidiary of Advapay — an international fintech consulting company and banking software vendor. Our London team brings together regulatory expertise, hands-on licensing experience, and deep knowledge of the FCA's expectations across payment services, e-money, cryptoassets, and safeguarding.
